{"id":5659,"date":"2025-09-23T00:26:15","date_gmt":"2025-09-23T00:26:15","guid":{"rendered":"https:\/\/cityviewmortgage.com\/?page_id=5659"},"modified":"2025-09-23T18:00:50","modified_gmt":"2025-09-23T18:00:50","slug":"closing-costs","status":"publish","type":"page","link":"https:\/\/cityviewmortgage.com\/?page_id=5659","title":{"rendered":"Closing Costs"},"content":{"rendered":"
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What are Closing Costs?<\/h2>\n <\/div>\n <\/div>\n
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There are certain standard costs related to closing the sale of a home. Buyers and sellers almost always share these closing costs, as specified in the sales contract.<\/p>\n

As you’ll see below, many of the buyer’s costs are related to the costs of getting the loan. At City View Group, we are highly experienced in mortgage lending, so we can compile a comprehensive report on costs related to your mortgage\n in your “Good Faith Estimate”.<\/p>\n

The Good Faith Estimate (GFE)<\/h4>\n

Very soon after you submit your application, we will provide you with the “Good Faith Estimate” of your closing costs. The closing costs specified in the GFE are estimated based on our experience with mortgage loans, but costs often\n vary by small amounts between the GFE and closing. We review Good Faith Estimates with buyers every day, so we’d be glad to answer your questions about closing costs.<\/p>\n

Below you’ll find a general list of costs for buying a home. We will provide a specific list of your closing costs when we deliver your Good Faith Estimate.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Standard Closing Costs<\/h1>\n <\/div>\n <\/div>\n
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Some typically expected closing costs for the buyer.\n
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Loan-Related Costs<\/h4>\n <\/div>\n <\/div>\n
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  • Various Taxes<\/li>\n
  • Loan-related costs<\/li>\n
  • Points \u2014 A fee paid to lower your interest rate (optional)<\/li>\n
  • Appraisal Costs<\/li>\n
  • Credit Report<\/li>\n
  • Up-front Interest Payment<\/li>\n
  • Escrow Account<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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    Property Taxes<\/h4>\n <\/div>\n <\/div>\n
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    • Transfer Taxes and Recording Fees<\/li>\n
    • Insurance<\/li>\n <\/ul>\n

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      Homeowners Insurance<\/h4>\n <\/div>\n <\/div>\n
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      • Flood or Quake Insurance if applicable<\/li>\n
      • Private Mortgage Insurance (PMI)<\/li>\n
      • Title Insurance<\/li>\n <\/ul>\n

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        What are Closing Costs? There are certain standard costs related to closing the sale of a home. Buyers and sellers almost always share these closing costs, as specified in the sales contract. As you’ll see below, many of the buyer’s costs are related to the costs of getting the loan. At City View Group, we […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width-page.php","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-5659","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/5659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5659"}],"version-history":[{"count":6,"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/5659\/revisions"}],"predecessor-version":[{"id":5700,"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/5659\/revisions\/5700"}],"wp:attachment":[{"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}