{"id":5799,"date":"2025-09-23T18:35:23","date_gmt":"2025-09-23T18:35:23","guid":{"rendered":"https:\/\/cityviewmortgage.com\/?page_id=5799"},"modified":"2025-09-23T18:38:19","modified_gmt":"2025-09-23T18:38:19","slug":"why-title-insurance","status":"publish","type":"page","link":"https:\/\/cityviewmortgage.com\/?page_id=5799","title":{"rendered":"Why Title Insurance"},"content":{"rendered":"<div data-colibri-id=\"5799-c1\" class=\"style-1750 style-local-5799-c1 position-relative\">\n  <!---->\n  <div data-colibri-component=\"section\" data-colibri-id=\"5799-c2\" id=\"content\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-1751 style-local-5799-c2 h-overflow-hidden position-relative\">\n    <!---->\n    <!---->\n    <div class=\"h-section-grid-container h-section-fluid-container\">\n      <!---->\n      <div data-colibri-id=\"5799-c3\" class=\"h-row-container gutters-row-lg-0 gutters-row-md-0 gutters-row-2 gutters-row-v-lg-0 gutters-row-v-md-0 gutters-row-v-2 style-1752 style-local-5799-c3 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-0 gutters-col-md-0 gutters-col-2 gutters-col-v-lg-0 gutters-col-v-md-0 gutters-col-v-2\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1753-outer style-local-5799-c4-outer\">\n            <div data-colibri-id=\"5799-c4\" class=\"d-flex h-flex-basis h-column__inner h-ui-empty-state-container h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-1753 style-local-5799-c4 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100\">\n                <!---->\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1754-outer style-local-5799-c5-outer\">\n            <div data-colibri-id=\"5799-c5\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-1754 style-local-5799-c5 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"5799-c6\" class=\"h-global-transition-all h-heading style-1755 style-local-5799-c6 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-1755 style-local-5799-c6\">\n                    <!---->\n                    <!---->\n                    <h3 class=\"\">Title Insurance =\n                      <br>Peace of Mind<\/h3>\n                  <\/div>\n                <\/div>\n                <div data-colibri-id=\"5799-c7\" class=\"h-text h-text-component style-1757 style-local-5799-c7 position-relative h-element\">\n                  <!---->\n                  <!---->\n                  <div class=\"\">\n                    <p>The biggest investment you will make in your lifetime will likely be purchasing a home. So before you close, you need to know that no one else can claim the property.<\/p>\n                    <p>Determining that your rights and interests to the property are clear is the business of a <strong>title insurance company<\/strong>.<\/p>\n                    <p>You pay the title insurance company a single premium which includes the cost of verifying clear title and covers you in case some fault is later discovered in the title.<\/p>\n                    <p>The title company performs an extensive search on the property&#8217;s title history. Through its research, the title company can almost always find any title problems that may arise and have these problems cleared-up prior to closing.<\/p>\n                    <p>Because Real Estate Law is so complex, you need an expert to make sure that all previous transactions have been correct, so you don&#8217;t end up with legal problems or a problem selling your property. Your owner&#8217;s policy will describe\n                      the property and outline any recorded limitations on your ownership. It will also cover what the title insurance company is responsible for. Title insurance usually covers:<\/p>\n                    <ul>\n                      <li><strong>Contested title<\/strong> \u2014 Someone, usually a previous owner or occupant, claims they still own the property or have not given up their claim. If this happens, the title insurance company will defend your title at no expense\n                        to you.<\/li>\n                      <li><strong>Defective title<\/strong> \u2014 &#8220;Defective title&#8221; covers any number of problems with the title to your home. It can even include a &#8220;contested title&#8221;. Defects are rare, but they can be very difficult, making the property inaccessible,\n                        unable to be built, or unsaleable. Any number of other complicated problems define &#8220;Defective title&#8221; or &#8220;Clouded Title.&#8221; The title insurance company will discover these title problems, or if they miss them, protect you from financial\n                        loss &#8211; up to the amount of the policy.<\/li>\n                    <\/ul>\n                    <p>\n                      <br>\n                    <\/p>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Title Insurance = Peace of Mind The biggest investment you will make in your lifetime will likely be purchasing a home. So before you close, you need to know that no one else can claim the property. Determining that your rights and interests to the property are clear is the business of a title insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width-page.php","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-5799","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/5799","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5799"}],"version-history":[{"count":3,"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/5799\/revisions"}],"predecessor-version":[{"id":5811,"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/5799\/revisions\/5811"}],"wp:attachment":[{"href":"https:\/\/cityviewmortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}